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Personal & Business Funding

Get the Capital You Need. $10K to $250K+.

Whether you're launching a business, scaling one, or need personal capital, we position your profile to qualify for high-limit credit cards, lines of credit, and loans, then guide you through every application.

Free 30-minute consultationPersonal & businessApprovals often in 7 to 14 days
$171K+
In client approvals shown below
$10K to $250K+
Funding range
7 to 14 days
Typical approval window
50 states
Clients served nationwide
Real Client Results

Approvals Our Clients Have Landed

Real screenshots shared by our clients. Tap any card to view it full size.

Business Card: Chase Ink business card, $50,000
$50,000
Business Card
Chase Ink business card
Pre-Approval: Personal loan pre-approval, $54,000
$54,000
Pre-Approval
Personal loan pre-approval
Loan Approved: Approved at 8.59% APR, $40,000
$40,000
Loan Approved
Approved at 8.59% APR
Credit Card: Navy Federal Visa Signature, $25,000
$25,000
Credit Card
Navy Federal Visa Signature
Business Card: Amex Blue Business Plus, $20,800
$20,800
Business Card
Amex Blue Business Plus
Credit Card: Navy Federal More Rewards Amex, $20,000
$20,000
Credit Card
Navy Federal More Rewards Amex
Credit Card: Navy Federal Platinum Visa, $15,800
$15,800
Credit Card
Navy Federal Platinum Visa

Results shown are from real clients. Personal details have been hidden for privacy. Individual results vary, and approval, amounts, and terms are determined by each lender. The $54,000 result is a pre-approval and is not included in the $171K+ total.

Two Paths to Funding

Tell us your goal and we'll build the strategy around it.

Personal Funding

Capital for Your Goals

Consolidate debt, build credit, or fund what matters to you.

  • High-limit personal credit cards
  • Low-interest personal loans
  • Credit lines that help build strong credit
  • A funding strategy aligned with your goals
Get Personal Funding
Business Funding

Fuel to Start and Scale

We position your business to qualify for the best options available.

  • Business credit cards, with no personal guarantee options available
  • Business lines of credit
  • Bank loans and alternative lending
  • Business profile structuring to maximize approvals
Get Business Funding

How It Works

1

Free Consultation

We review your credit profile and funding goals on a free 30-minute call.

2

Funding Strategy

We match you with the funding options that fit your profile and plan the order of applications.

3

Apply & Get Approved

We guide you through each application to put your strongest profile forward.

4

Build & Scale

Use your capital with confidence, and keep building toward larger limits.

Is This a Fit for You?

You're a strong fit if you are:

  • An entrepreneur or small business owner
  • A startup, trucking company, or real estate investor
  • Someone who needs personal capital
  • Looking for $10,000 to $250,000+ in funding

Not quite ready? We fix that too.

If collections, charge-offs, or late payments are holding your profile back, our credit repair team can get you funding-ready first.

See credit repair plans

Why Work With Us

Wide Lender Network

Access to a broad network of banks, credit unions, and funding sources.

Fast Approvals

Approvals often come in 7 to 14 days once your profile is ready.

Credit + Funding in One Place

If your credit needs work first, we fix it. Then we fund it. One team.

Strategic Applications

We plan which offers to go after and when, so you avoid wasted inquiries.

Personal and Business

Startups, trucking companies, real estate investors, and individuals.

Guidance Every Step

From the first call to your first draw, you're never guessing.

Funding: Common Questions

How much funding can I get?

Most clients we work with are seeking between $10,000 and $250,000 or more. The amount you qualify for depends on your credit profile, income, and, for business funding, your business revenue and history.

How fast can I get funded?

Approvals often come in 7 to 14 days once your profile is ready. If your credit needs work first, we'll tell you upfront and build a plan to get you there.

Do I need perfect credit?

No. Stronger credit unlocks larger limits and better rates, so we review your profile first. If something is holding you back, our credit repair services can help get you funding-ready.

Can startups get business funding?

Yes. Startups can access options like business credit cards and lines of credit. Established businesses with steady revenue typically qualify for larger amounts.

Will applying hurt my credit?

Applications create hard inquiries. That's why we plan the order and timing of applications strategically, so you go after the right offers instead of applying everywhere.

Are you a lender?

No. We help you prepare, position, and apply. Approval, amounts, and terms are always decided by the lender.

Ready to get funded?

Your capital is one call away.

Book a free 30-minute funding consultation. We'll review your profile and map out exactly what you can qualify for.

Book My Free Funding Call

Wise Consulting Enterprise is not a lender. We provide funding preparation and consulting services. Approval, amounts, rates, and terms are determined solely by lenders. Individual results vary.