Denied for a Home,
Car, or Apartment?
We've removed charge-offs, collections, and repos in as little as 7 to 21 days.
Why clients choose us
Thousands Helped
We’ve helped thousands of clients improve their credit and their lives.
100% Secure
Your information is always protected and confidential.
Proven Results
We use effective dispute strategies that deliver real results.
Expert Support
Our team is here to guide you every step of the way.
From Denied to Approved
in 3 Simple Steps
No guesswork. No hidden fees. You see exactly what we're removing, why, and what it unlocks for you.
Free Credit Review
Book a free 30-minute call. We pull your report, pinpoint every item dragging your score down, and tell you straight whether we can help. If we can't, we'll say so.
We Dispute Aggressively
Charge-offs, collections, repos, evictions, inquiries. Our team challenges every inaccurate, unverifiable, or outdated item using FCRA and FDCPA law. Not form letters. Real pressure.
You Get Approved
Results in as little as 7 to 21 days on FASTRAK. Then we connect you with our loan officers, realtors, and auto lenders so the new score actually gets you the home, car, or apartment you were denied for.
Every month you wait is another month of denials.
Thirty minutes gets you a straight answer on what's removable and how fast.
30 minutes 100% confidential All 50 states
Monthly Plan from $250 to start, then $150/mo|FASTRAK $899 one-time, results in 7 to 21 days
Real Reviews From Real Clients
They were professional, knowledgeable, and truly cared about helping me improve my credit. They guided me through every step of the process, answered all of my questions, and gave me the confidence to stay on track. Thanks to their hard work and support, I was able to improve my credit and move forward with buying my first home; a dream that has finally become a reality.
Wise consulting is the only credit repair specialist that I have seen take people who could not qualify for financing and turn their entire portfolio around in a short period of time.
They took the time to explain the process, answered all my questions, and provided clear guidance every step of the way. … What stood out most was their commitment to helping me understand how to maintain good credit habits for the future, not just improve my score.
They helped me get my credit together step by step and made the whole process make sense. Not only did my score improve, but they also helped me secure funding.
Their team provided quick, knowledgeable, and professional service that made a significant difference for my mortgage client. … The entire process was smooth and efficient, giving my client peace of mind and helping them achieve their homeownership goals.
From the beginning, they were professional, helpful, and supportive throughout the entire process. They took the time to explain things to me, kept me informed, and genuinely cared about helping me improve my credit.
One of the best credit repair companies I've had the pleasure to work with. … Signed up, paid, and went back to work. By Saturday morning they already had disputes filed on my behalf!
Probably one of the best credit repair agencies I've ever encountered!! Got me the results I needed and in a timely fashion. Also they keep in touch and keep you updated!
I was struggling to get qualified for anything. today I'm qualified to purchase my house. Thank you wise.
Excerpts from verified public Google reviews, shown with reviewer first name and last initial. Individual results vary. Past results do not guarantee future outcomes, and no specific score increase or item removal is promised.
The Items Holding Your Credit Back.
We review all three credit reports and dispute negative items that are inaccurate, incomplete, outdated, or unverifiable.
Charge-Offs
Charge-offs reported with the wrong balance, date, or status.
Learn moreCollections
Collection accounts that are inaccurate, duplicated, or unverifiable.
Learn moreRepossessions
Repos and deficiency balances that are reported incorrectly.
Learn moreEvictions
Rental collections and tenant screening errors that block approvals.
Learn moreHard Inquiries
Inquiries from applications you never authorized.
Learn moreLate Payments
Late payments reported with the wrong dates or status.
Learn moreBankruptcies
Bankruptcy entries and included accounts reported with errors.
Learn moreJudgments
Civil judgments the bureaus should no longer be reporting.
Learn moreChild Support
Child support accounts showing the wrong balance or status.
Learn moreStudent Loans
Student loans reported late, duplicated, or with wrong balances.
Learn moreIdentity Theft
Accounts you never opened, blocked using your federal rights.
Learn moreChexSystems
Banking records that stop you from opening a checking account.
Learn moreNot sure what is on your report?We will go over all three bureaus with you on a free 30-minute call.
Get My Free ReviewIndividual results vary. We dispute inaccurate, incomplete, outdated, or unverifiable information. We do not remove accurate, verified information or guarantee specific results.
Good Credit Opens Doors. We Help You Get There.
Whether you want to buy a home, finance a car, rent your next apartment, or fund a business, we help you clean up your credit and guide you every step of the way.
- Built on federal lawEvery dispute is grounded in your rights under the FCRA and FDCPA.
- No per-deletion feesFlat, upfront pricing. You always know what you pay.
- All three bureausWe review and work your Equifax, Experian, and TransUnion reports.
- A path to approvalWhen your report is ready, we connect you with lenders, loan officers, and realtors.
Welcome to Wise Consulting Enterprise! Unlock Your Financial Potential with Expert Credit Restoration Services.
support@wiseconsultent.com
Hours
Mon to Fri :- 09:00 am – 07:00 pm Sat to Sun : Closed
Location
3848 Sun City Center Blvd, Ste 104, Ruskin, FL 33573