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Tampa Bay, Florida

Credit Repair in Tampa Bay, From a Local Florida Team.

Denied for a home, a car, or an apartment in Tampa Bay? We are a Florida credit repair company based in Ruskin. We review all three credit reports and dispute anything inaccurate, incomplete, or unverifiable.

Based in Ruskin, FLFree 30-minute reviewNo per-deletion fees

Local Team, No Office Visits Needed

Wise Consulting Enterprise is based in Ruskin, in the Sun City Center area of south Hillsborough County. We know the Tampa Bay market: rising rents, tight mortgage approvals, and landlords who run tenant screening reports on every application.

Everything we do happens by phone, text, email, and video, so you never have to sit in traffic or take time off work. Clients across the bay work with us from home, and we serve clients nationwide too.

Wise Consulting Enterprise

3848 Sun City Center Blvd, Ste 104
Ruskin, FL 33573

Phone: (727) 916-3142
Email: support@wiseconsultent.com

Hours: Monday to Friday, 9 AM to 7 PM ET

Remote service only. No walk-in office.

Areas We Serve Around Tampa Bay

We work with clients throughout Hillsborough, Pinellas, Pasco, Polk, Manatee, and Sarasota counties, including:

TampaSt. PetersburgClearwaterBrandonRiverviewRuskinSun City CenterApollo BeachWesley ChapelLakelandBradentonSarasota

How It Works

1

Free 30-Minute Review

We go over your Equifax, Experian, and TransUnion reports with you and explain what is hurting your score.

2

Custom Dispute Plan

We dispute inaccurate and unverifiable items with the bureaus and creditors, using your rights under the FCRA.

3

Track and Follow Up

We track every response, follow up on weak verifications, and keep you updated by phone or text.

Client Reviews

What Tampa Bay Clients Say

They were professional, knowledgeable, and truly cared about helping me improve my credit. They guided me through every step of the process, answered all of my questions, and gave me the confidence to stay on track. Thanks to their hard work and support, I was able to improve my credit and move forward with buying my first home; a dream that has finally become a reality.
T
Tamara B.First-time homebuyer
Wise consulting is the only credit repair specialist that I have seen take people who could not qualify for financing and turn their entire portfolio around in a short period of time.
J
Jon F.Mortgage professional, 26 years
They took the time to explain the process, answered all my questions, and provided clear guidance every step of the way. … What stood out most was their commitment to helping me understand how to maintain good credit habits for the future, not just improve my score.
M
Maurice W.Client
They helped me get my credit together step by step and made the whole process make sense. Not only did my score improve, but they also helped me secure funding.
K
Kerrian V.Credit + funding client
Their team provided quick, knowledgeable, and professional service that made a significant difference for my mortgage client. … The entire process was smooth and efficient, giving my client peace of mind and helping them achieve their homeownership goals.
S
Simone C.Mortgage referral partner
From the beginning, they were professional, helpful, and supportive throughout the entire process. They took the time to explain things to me, kept me informed, and genuinely cared about helping me improve my credit.
C
Carmel T.Completed the program
One of the best credit repair companies I've had the pleasure to work with. … Signed up, paid, and went back to work. By Saturday morning they already had disputes filed on my behalf!
E
Emery J.Referred by a friend
Probably one of the best credit repair agencies I've ever encountered!! Got me the results I needed and in a timely fashion. Also they keep in touch and keep you updated!
L
Larry M.Client
I was struggling to get qualified for anything. today I'm qualified to purchase my house. Thank you wise.
G
Gregory H.Client

Excerpts from verified public Google reviews, shown with reviewer first name and last initial. Individual results vary. Past results do not guarantee future outcomes, and no specific score increase or item removal is promised.

Tampa Bay Credit Repair: Common Questions

Do you have a Tampa office I can visit?

We are based in Ruskin, in the Sun City Center area of south Hillsborough County, but we work with clients by phone, text, email, and video. There is no walk-in office. That means no traffic on I-275 and no time off work: you can get your free review from home.

Do you only work with Florida clients?

No. We are a Florida company and serve the whole Tampa Bay area, but we work with clients in all 50 states.

Can you help me qualify for a home in Tampa Bay?

We help you clean up inaccurate, incomplete, or unverifiable items so your report is accurate when a lender pulls it. Many of our clients are working toward a mortgage. We cannot guarantee approval, a specific score, or that any item will be removed, because lenders and credit bureaus make those decisions.

How long does credit repair take?

Each round of disputes usually takes about 30 days per bureau. Our FASTRAK program delivers results in as little as 7 to 21 days. Our Monthly Plan typically runs 3 to 9 months. Individual results vary.

What does it cost?

Our Monthly Plan is $250 to start, then $150 per month. FASTRAK is $899 one-time. We never charge per deletion. See all options on our pricing page.

Your next move

Get a free review from a Florida team.

We will go over all three reports with you and tell you straight what we see.

Book My Free Review

Individual results vary. Past results do not guarantee future outcomes. Wise Consulting Enterprise disputes information that is inaccurate, incomplete, outdated, or unverifiable. We do not remove accurate, verified information or guarantee specific results.

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